SHORT-RUN AND LONG-RUN RELATIONSHIP OF ISLAMIC HOME FINANCING IN MALAYSIA: ANALYSIS ON ISLAMIC BANKS

Islamic home financing is a service offered by banks according to the principle. In Malaysia, it has been since early 1980s. The demand for in Malaysia increased over time. Therefore, this study would like delve into short-run and long-run relationship between factors involved financing. Past studies highlighted microeconomic macroeconomic that contribute growth of Malaysia. Thus, include four comprised deposits, liabilities, GDP, government expenditure. Deposits liabilities are categorized factors, whereas GDP expenditure factors. first objective identify mentioned above on second analyze causality effects methodology comprises quantitative research design. Data collection based secondary data collection, which was retrieved through documentation review statistical highlights from Bank Negara comprise quarter 2010 until 2021. Analysis conducted an econometric approach within time series ARDL test Granger test. findings emphasize importance It encourage supply future.